Buffer Fund

What is a Buffer Fund?

A Buffer Fund is a special, short term, savings account. It holds money away from general operating funds so that when times of high expenses occur, like our summer programming, it is available to cover those costs.

Why does camp need a Buffer Fund?

Each year Camp Northward’s budget is stretched to the limit at the end of the summer due to the higher than normal expenses of camp sessions. The reason for this is because our budget is spread over 12 months but our highest expenses come only in two or three months during the summer. Therefore, there is often the need to borrow from the capital improvement fund to cover expenses and then pay that fund back as the budget evens out before the end of the year. A Buffer Fund will eliminate the need to borrow from the capital improvement fund.

How is a Buffer Fund funded?

Since we didn't reach our goal for 2025, and since we are still paying back what is owed to our capital campaign fund, we still need some extra offerings toward the Buffer Fund. As we are able, we continue to put a budgeted amount from the general fund each month into the Buffer Fund.

How much is needed?

The goal is to have $30,000 in our buffer fund by May, 2026.

How Can I Give?

Use the form below to make a debit or credit card transaction. If you would like to avoid credit card fees, you can send a check to P.O. Box 128 Falmouth, KY, 41040. Please indicated “buffer” in the memo.

Buffer Fund Giving Form